Indonesia Golden Visa Guide in 2026

Indonesia has fundamentally transformed its residency landscape, transitioning from a system characterized by frequent renewals to a sophisticated, investment-driven architecture designed for long-term economic impact. The current regulatory framework, anchored by Permenkumham No. 22 of 2023, introduces a tiered Golden Visa system that provides unprecedented stability for high-net-worth individuals and multinational corporate leaders. This comprehensive guide details the specific investment thresholds, legal rights, and compliance mandates that define this new era of Indonesian residency.

This shift is not purely regulatory. By aligning residency with capital commitment rather than administrative sponsorship, Indonesia is effectively filtering for long-term participants rather than short-term entrants. The result is a more stable foreign presence, where capital inflow is tied directly to economic contribution rather than transient residency cycles. 

 

Architecture of the Residency

Indonesia’s current residency strategy represents a strategic pivot toward "anchoring" foreign capital within the national economy. Historically, long-term stay permits (KITAS) required annual sponsorship and frequent administrative oversight. The Golden Visa program replaces this friction with a "Dual-Track Mandate" that offers clear pathways for both personal and corporate investment.

What makes this particularly effective is its clarity. Investors are no longer navigating ambiguous renewal processes or uncertain extensions. Instead, the framework establishes a direct relationship between capital placement and residency duration, reducing both administrative burden and long-term uncertainty.

The Dual-Track Mandate

The current framework explicitly distinguishes between individual and corporate contributors to ensure that the residency requirements align with the nature of the economic impact:

• Individual Track applies to foreign nationals who qualify through personal investment schemes, including company establishment or approved financial investments in Indonesia.

• Corporate Track applies to directors or commissioners of foreign companies establishing subsidiaries or business operations in Indonesia, subject to the minimum investment thresholds under the prevailing regulations.

Duration Strategy: 5-Year vs. 10-Year Residency

A cornerstone of the current architecture is the "Duration Strategy," which offers stay permits of either 5 or 10 years:

• 5-Year Residency: This tier is positioned as an "initial market entry" path, providing immediate multi-year stability without the burden of annual renewals

• 10-Year Residency: For significant economic contributors, the 10-year path serves as a permanent capital anchor, offering the longest possible stay permit and the most streamlined path toward permanent residency (KITAP)

One of the main features of the current Indonesian Golden Visa framework is the availability of stay permits valid for 5 or 10 years, providing longer-term residency stability for eligible foreign investors and corporate representatives. 

Individual Thresholds: Banking on Personal Freedom

For individuals not seeking to establish a company in Indonesia, the Golden Visa provides residency based on personal wealth held within the Indonesian financial system, such as deposits, government bonds, publicly listed shares, or property market.

The $350,000 Liquid Asset Entry (5-Year Path)

The baseline entry for a 5-year individual Golden Visa is a minimum investment of USD 350,000 (~IDR 6,072,500,000). To maintain active status, applicants must provide a "statement of commitment" to fulfill this investment within 90 days of their stay permit's issuance. Permitted allocations under the 2026 regulations include:

• Indonesian Government Bonds

• Shares in public companies listed on the Indonesia Stock Exchange (IDX)

• Mutual funds in Indonesian public companies

The $700,000 High-Yield Tier (10-Year Path)

The 10-year individual path requires a doubled threshold of USD 700,000 (~IDR 12,145,000,000). This high-yield tier is aimed at long-horizon residents who seek to fully integrate their financial portfolios into the Indonesian market. Like the 5-year path, this commitment must be fulfilled within 90 days of their stay permit's issuance.

Real Estate and Specialized Retirement Options

The current regulations offer a specialized real estate path: an individual may qualify for a 10-year residency by purchasing a flat or apartment worth at least USD 1,000,000 (~IDR 17,350,000,000).

Furthermore, the Silver Hair Visa (E33E) remains a premium specialized option for those aged 60 and above. Based on Peraturan Menteri Hukum dan HAM Nomor 22 Tahun 2023, the Silver Hair Golden Visa requires:

• A bank deposit of at least USD 50,000 (IDR ~867.700.000) in an Indonesian state-owned bank

• Proof of a regular pension or stable income of at least USD 3,000 (IDR ~52.062.000) per month

 

Corporate Entry: Thresholds for Market Leadership

The corporate track is designed for "market leadership," tying residency directly to the parent company’s investment value rather than individual liquid asset requirements.

The $2.500.000 Operational Gateway (5-Year Term)

Directors and commissioners of newly established Indonesian entities qualify for a 5-year term under the following conditions:

• Individual Founders: The individual investor must establish a company with a minimum investment of USD 2,500,000 (~IDR 43,375,000,000).

• Multinational Branch Executives: For corporate leaders representing an existing parent company abroad, the minimum investment for the Indonesian subsidiary must reach USD 25,000,000 (~IDR 433,750,000,000).

The $5 Million Strategic Expansion (10-Year Term)

For the 10-year residency for investment purposes, the investment floors are significantly higher:

• Individual Corporate Founders: Must establish a company with a minimum investment of USD 5,000,000 (~IDR 86,750,000,000).

• Multinational Branch Executives: The parent company must invest a minimum of USD 50,000,000 (~IDR 867,500,000,000) in the Indonesian entity.

Individual vs. Corporate Liability

A critical distinction in the current framework is that residency is legally tied to the investment value (modal ditempatkan) of the Indonesian entity. To verify these high-value investments, corporate leaders must provide audit reports from international accounting firms to prove the parent company's turnover and value.

 

Maximizing the Golden Visa: Rights and Compliance

Securing a Golden Visa is more than a residency permit; it is a gateway to a suite of VIP rights and administrative simplifications designed to foster a seamless life in Indonesia.

Ownership and Exit Liquidity

The current regulations provide clear legal protections for assets held by a valid Indonesian stay permit, including eligible visa holders:

• Hak Pakai (Right to Use): While foreigners cannot own land in Indonesia outright, those holding valid long-term permits, which includes standard Retirement Visas (KITAS) as well as Golden Visas, can legally obtain certain residential properties for up to 80 years under the general Hak Pakai scheme. This provides security comparable to ownership for personal residences, but it is a standard property right available to eligible foreign residents, rather than an exclusive privilege or new regulation tied specifically to the Golden Visa program.

• Asset Retention Commitment: Under current regulations, visa holders are legally required to maintain compliance with their Immigration Guarantee requirements, including committed investments. During the visa application process, the foreign national must sign a statement of commitment explicitly agreeing to maintain the full transaction value of their immigration guarantee (such as bank deposits, government bonds, or shares) for the entire duration their stay permit remains valid. The fulfillment of such commitment may be evaluated periodically. If the holder chooses to permanently exit the program and leave Indonesia, they must officially close their stay permit through an Exit Permit Only (EPO) process. Following the issuance of the EPO, the relevant holder is generally required to leave Indonesia within the period stipulated by the Immigration Office, which in administrative practice generally ranges from 5 (five) to 7 (seven) days.

Family Reunification and VIP Status

The Golden Visa program recognizes the importance of family and provides administrative benefits that far exceed standard stay permits:

• Family Inclusion: Spouses and unmarried children under 18 may apply for residence status as dependents of the primary investor once the primary investor satisfies the applicable investment threshold, allowing the entire family to reside together in Indonesia under the family unification framework.

• VIP Immigration: Golden Visa holders benefit from facilities such as priority inspection lanes at immigration in major international checkpoints, such as Ngurah Rai (Bali) and Soekarno-Hatta (Jakarta), and priority services at the Immigration Office.

• Sponsorship Exemption: Unlike standard permits that require a local individual or company to serve as a guarantor, Golden Visa holders are often exempt from certain local sponsorship requirements, effectively serving as their own guarantor.

Compliance and Monitoring

Pursuant to the prevailing Indonesian immigration regulations, holders of Golden Visa facilities are required to fulfill and submit evidence of their investment commitment and/or immigration guarantee within a maximum period of 90 (ninety) days after the issuance of the relevant stay permit documents. Such fulfillment must be reported to the relevant immigration office within 90 (ninety) days of arrival. Failure to do so can result in the revocation of the stay permit and potential deportation.

In connection with the initial stage of an investment, investors are also advised to consult with a competent legal team at the outset. The involvement of a multidisciplinary legal team from the early stages of the investment process serves not only to mitigate risk, but also as an essential component of a sustainable business strategy. Such an approach may assist investors in minimizing potential disputes, avoiding administrative non-compliance, and strengthening the company’s legal position from the beginning of its operations.

Furthermore, integrated legal support helps foster greater trust and confidence in dealings with government authorities, local partners, and other relevant stakeholders. For further and official information, reference may be made to the official website of the Directorate General of Immigration of Indonesia.